With a minimum of $20,000 and maximum of $250,000 you divide your money evenly and open 4 CD’s with 6, 12, 18 and 24 month terms. New money only. CDs automatically renew into a 24 month CD with a bonus rate that is 0.10% higher than the prevailing 24 month rate, as long as all four CDs are on deposit at time of renewal. There is a penalty for early withdrawals. Simple interest will be credited annually to an Amboy deposit account. Rates and offer may be modified at any time. Other conditions may apply.